Given the uncertain future of Social Security and the decline in popularity of traditional pensions, taking initiative to save for retirement is more important than ever. Individual Retirement Accounts (IRAs) and employer-sponsored qualified retirement plans provide valuable, tax-favored opportunities. However, along with the benefits come...

Retirement planning seminars and workshops invitations arrive in your mailbox for dinner at one of the expensive or not so expensive restaurants in town and it comes with a side order of retirement planning advice or it’s an invitation for an educational event at the...

When planning for retirement, most Americans think mainly about using tax-advantaged savings vehicles like 401(k) or individual retirement accounts, while failing to consider the triple tax advantages associated with saving for future health care costs using a health savings account, or HSA. First established under the...