Whether you are on the verge of retirement or it is years away, many of your current financial decisions are shaped by the questions of where you will live in the future and how your financial and social needs will be met. In addition to decisions about your own...
Many people who have been contributing to Individual Retirement Accounts (IRAs) for years have watched their account balances grow through tax-deferred accumulation. However, did you know the Tax Code mandates that contributions to traditional IRAs are no longer permitted after reaching age 70½ and required minimum distributions RMD must...
Leaving ASRS (Arizona State Retirement System) Employment before Retirement When a ASRS (Arizona State Retirement System) member terminates employment with an ASRS employer before retirement, the member has the following options concerning their retirement account: Leave the retirement account on deposit with the ASRS Take a...
For many people, crossing the bridge into retirement is a big step. If you’re approaching retirement, it’s time to develop a strategy to facilitate a smooth transition from the more structured world of work to one of leisure. After spending years building your professional career, you’ve...
An early retirement is on everyone’s wish list. A relaxing lifestyle in a warmer climate, or the pursuit of a hobby or personal interest typically characterizes the vision of a comfortable retirement. Today, however, it’s a new ball game. Unfortunately, retiring later, not sooner, than anticipated...
Before you begin the journey of creating a retirement plan and before your first visit with a financial pro, most financial professionals will ask you to pull together a lot of paperwork. They'll want to see tax returns, retirement account statements, Social Security benefit statements and...
