When planning for retirement, most Americans think mainly about using tax-advantaged savings vehicles like 401(k) or individual retirement accounts, while failing to consider the triple tax advantages associated with saving for future health care costs using a health savings account, or HSA. First established under the...
If life is a journey, retirement is the destination where one hopes to enjoy long-awaited rewards for years of hard work. Yet, like any other life goal, a comfortable retirement doesn't just happen, it requires careful retirement planning. And to date, most Americans are slow...
Retiring well is the best reward for a lifetime of hard work. But a successful retirement doesn't just happen--it is the result of careful retirement planning while maximizing your pension. At retirement, your monthly pension and Social Security benefits combined, probably won't equal your last monthly paycheck. Therefore, you will...
Nowadays, individuals change jobs many times throughout their working lives. If you are starting a new phase in your career, you are probably carefully considering how you will handle your finances while making the transition. One important aspect is your retirement plan funds. If you...
Retirement is a concern for baby boomers. Less than one-quarter of boomers say they are confident they have saved enough for retirement, and just over one-half report having any retirement savings at all, according to the results of a survey conducted by the Insured Retirement Institute...
